Why are Blacks Poor? The Jewish Interview!

Borrowed from the Internet:

INTERVIEWER: Why are blacks so behind economically?

JEWISH LEADER: The only aspect blacks understand is consumption. Black people don’t understand the importance of building wealth. The fundamental rule is to keep the money within your racial group. We build Jewish Business, Hire Jewish, Buy Jewish and Spend Jewish.

There is nothing wrong with that, but it is a basic rule that blacks cannot comprehend and follow.

“He kills his fellow blacks daily instead of wanting to see his fellow blacks do well”. 93% of blacks killed in America is by other blacks.

Their leaders steal from their people and send the money back to their colonial master from whom they borrow the same money from – at an interest!

Every successful black wants to spend their money in the country of his colonial masters! They go on holiday abroad, buy houses abroad, school abroad and hospitals abroad… instead of spending the money in their country to benefit their own people.

Statistics show that Jew’s money exchanges hands 18 times before leaving his community, while for blacks it is possibly a maximum of once or zero.

Only 6% of black money goes back to their community. This is why Jews are the top and blacks are at the bottom of every ladder in the society.

Instead of buying Louis Vuitton, Gucci, expensive cars, shoes, dresses, houses, etc. blacks can industrialize Africa, build Africa and get rid of colonial institutions by putting them out of business.

INTERVIEWER: What are your thoughts on failure of blacks economically?

JEWISH LEADER: Well, nothing is the Black Mans fault. His compulsive habit of killing his own, compulsive material consumption, his inability to build businesses or preserve wealth is usually somebody else’s fault!

INTERVIEWER: So what can Blacks do to liberate themselves?

JEWISH LEADER: Blacks must take responsibility. They must unit and vehemently fight corrupt leaders who run down their country! They must run to IMF borrow to build their country as though IMF was father Christmas!

www.chombachuma.com

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Kenya – I believe there is hope

It has been 52 years since independence and Kenya has come of age.

5 years ago, we voted for a new constitution. This was a momentous decree that came as hope for millions of Kenyans, young and old. It came as a fresh of breath air to end the long tyranny of dictatorship and authoritarian rule that Kenyans were accustomed to.

Despite this titanic change in our lives, Kenyans have not gained faith in their leaders. We are still crippled by manacles of corruption, venality and bribery. Kenyans are still languishing in poverty, desolate and numbed by our leaders’ greed and insatiable appetite for self-interest. It is a shameful condition where politics and business are so intertwined that the line between public office and interests to channel funds to one’s enterprise cannot be drawn. So insensitized that we poke fun at ourselves when the joke is really on us. The audacity of pricing a ‘biro’ at $85, when close to half of the population receives less than $1 a day in income for living expenses. The nerves and boldness to stay in public offices with such impunity since past regressions set precedence for future ‘convictions’. It is not just unacceptable, but immoral, wicked and iniquitous for any leadership, past or incumbent not to account for public funds, save their source of wealth and opulence.

Kenya has become the true embodiment of the Boiling Frog story. The premise that a frog placed in boiling water will jump out to save its life. However, the same frog placed in cold water that is slowly heated never perceives the danger and is cooked to death. We have become anaesthetized by the daily stories of corrupt leadership that thrives in impunity and lawlessness. The lack of accountability and poor governance has reached unprecedented levels, yet we seem least bothered with the plight of our future and generations to come.

I refuse to believe that this is the Kenya we want. I refuse to suppose that our moral fiber has completely degenerated. The common mwananchi is true to his/her morals, patriotic to their nation and with the correct leadership, I believe Kenya can be great again. All Kenyans want is a prosperous nation where all men and women are treated equal before the law and true governance, prosperity and social cohesion gives future generations hope and opportunity for greatness.

I need to remind Kenyans of the true urgency of now. To quote and adopt from Martin Luther King Jr, ‘There is no time to engage in the luxury of cooling off or take the tranquilizing drug of gradualism. Now is the time to rise from the dark and desolate valley of corruption to the sunlit path of good governance and prosperity.’

The uprisings we have seen in Arab countries and other nations of the world are not immune to Kenya. It comes a time when the youth and citizens of our country must stand to true principles and say ‘Enough is enough’. Resourceful protest and activism need not be violent, but a resolution and tenacity in each one of us that this is not what we bargained for from our leadership. This is not what we voted in the new constitution.

I believe Kenya can be great again. A dream that I believe will happen in our generation.

A time when Kenyan leaders will embody the spirit of ‘servant leadership’ and live to their true creed of “Civil Service”; that a visit to a public office will not just be a pleasant experience, but a true service without the need for ‘kitu-kidogo’.

A time when Leaders won’t have to spend millions to get into public office with the single intent of amassing wealth and draining public coffers; that election into public office will be based on ideologies, principles and philosophies well communicated to mwananchi to cast their vote.

A time when Mwangi and Mutisya, Kamau and Kajwang, Kerubo and Keitanny will be able to sit together in brotherhood and sisterhood to celebrate their diversity and culture; that each will embody their cultural differences as a strength and treasure for our great nation.

A time when Kenya’s entrepreneurial nature will be harnessed through formal, legitimate and innovative business philosophy for true economic prosperity of our nation; that this prosperity will make our lives better, offer employment, reduce poverty and give hope for generations to come.

I believe there is hope in Kenya.

Hope that the youth of our nation can make the changes we aspire and live to see them in our generation.

Hope that a new leadership in Kenya will emerge that has more interest in its people than plain egotistical, self-centered and arrogant control that we have seen in the past decades.

Hope that the youthful masses constituting more than 75% of the electorate will heed to wisdom of their conscience and lead at the front-line with their vote as the primary weapon of change.

Hope that Kenyans will see beyond short campaign outbursts of politicians seeking votes during elections and fighting tooth and nail to accomplish their family legacy of ‘aspirational’ leadership.

And when this happens, generations will be grateful for true service leadership of our nation. We will look back and put their ideals together with Dedan Kimathi, Robert Ouko, JM Kariuki, Koitalel Arap Samoei, Tom Mboya, Jomo Kenyatta and others who have left indelible mark of patriotism in our country.

I believe and hope that Kenya will be great again, one day!

Dr Chomba Chuma

Tumainilakenya.org

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Build a Legacy, Touch Freedom

We are living in a golden age of OPPORTUNITY in South Africa!

Property and Real Estate investments have never been more accessible to the general public than today! It is your time to claim this Right! To do this, you need the knowledge and skills. You need to get this book before you get started on the journey of Property Investment! It is the definitive guide to  investing in Property in South Africa.

Have you ever thought of earning passive income through property? Or building a property portfolio to create wealth? It always sounds hard, intimidating and complex to say the least! You think that this is for the chosen few and you cannot do it on your own. This is a book that will change all that!

In this revolutionary, practical and easy-to-read book, Dr Chomba Chuma guides you through manageable steps on investing in property and building a portfolio. The idea behind the book is to build up passive income using a sustainable wealth to be left for future generations, thereby allowing the reader to leave a legacy that outlives them and benefits not only their children and grandchildren, but their future generations.


Author | Entrepreneur | Business Leader

The outline is based on six steps that the reader can follow to build their property portfolio. 

  1. Step 1 – The Property Investment Strategy
  2. Step 2 – Entity of Ownership
  3. Step 3 – Property Presentation
  4. Step 4 – Property/Mortgage Finance
  5. Step 5 – Property Registration
  6. Step 6 – Rental Management of the property.

This guide is incredibly insightful and makes property investment seem so much more approachable, even for the novice.

Ideas without focus and energy are DEAD!

When is the last time you stunned yourself? My latest venture into business has caught me by surprise. Previously, I have churned out loads of ideas into business, but this time I have to admit that I have literally dazed myself! Continue reading “Ideas without focus and energy are DEAD!”

How outsourcing can enable your dream business

Embracing outsourcing ,instead of hiring more people in order to grow your business, can accelerate the success of your dream business, especially for those entrepreneurs who are not working with huge budgets to begin with.

Much like any other business strategy, if you do not implement outsourcing in your business carefully and properly, it will not work.

The trick is to treat your outsourced providers much like you would treat staff that you hire yourself. In this way they become as much a part of your team as your hired staff are, working off the same systems, receiving your company training and even becoming a part of your culture to a large extent.  The only difference is that these are human resources that are not on your payroll.

Here is how and why outsourcing can enable your own dream business and your truth:-

Outsourcing enables you to build freedom

Working less and having more freedom while still generating really good income is something that you build into your business over time. Working hard in the early stages to get strong outsourced providers in place who deal with key aspects of your operation can mean you doing less in future while still earning good money. Having other people and companies run your operation for you can also enable you to travel while you instruct them from anywhere in the world.

Outsourcing enables you to build more infrastructure, more quickly , at lower costs

The cost of an outsourced provider often includes them using their own infrastructure to offer you their service. This means that by outsourcing, you could automatically be accessing far more operational resources than what you would be able to build into your own business with your existing budget.

Outsourcing enables access to higher skills sets at reduced costs

Putting a highly skilled person on retainer and having them invoice their services to you every month as required is often a lot cheaper than hiring highly skilled individuals on a permanent basis. There are many highly skilled individuals who prefer to offer their services as entrepreneurs than to have to work for a boss.  This also enables the flow of money across fellow entrepreneurs and mutual support of entrepreneurial services.

Outsourcing enables you to grow your support functions with less hassle

Support functions like administration and other repetitive tasks can be outsourced and managed by an outsourced staffing company on your behalf. Once you get the systems and processes right with one outsourced staff member from an outsourced staffing company, they simply have to keep hiring and managing more staff for you who can do the same tasks as your business grows.

Outsourcing gives your business and your dream greater flexibility

As your business and dream shifts, changes and grows, you have a more flexibility with outsourced staff companies who can supply you with different staff and staff functions as and when you need it.  You can also add or eliminate other outsourced providers who are invoicing you for their specialized skills sets on retainer.

Being True to Yourself through your Business Model

Big dreams and inspired visions often get diluted and distorted by the daily grind of business. In order to be more true to yourself through your business, you need to learn how to be true to yourself through more than just your product or service.

You need to learn how to reflect your truth in the many other components of your business model.

In this way, you will create a more rewarding business that keeps your dream on track, reflects you as a person and reflects your changing life journey, while still being strategically sound from a business point of view.

In order to achieve this, you should create what I call “synchronised life/ business strategies” for the many different components of your business model. Each strategy should explore both sides of the equation: will this give me personal reward? / will this make me money? These form the foundation of theTrutrepreneur®methodologies I have created.

For example:-

  • How can you be more true to yourself through your product or service offering?
  • How can you be more true to yourself through your customers?
  • How can you be more true to yourself through your marketing and sales strategies?
  • How can you be more true to yourself through your staff?
  • How can you be more true to yourself through your suppliers?
  • How can you be more true to yourself through your work environment?
  • How can you align your truth to business strategies that still make good profit?

Strategies imply that it takes time and effort to make them a reality.

It thus makes even more sense to synchronise your life and business strategies, as they are then able to play out together, instead of time and energy being wasted on one-dimensional strategies that makes you money but do not make you happy, or that make you happy but that do not make you money.

If you take the time to do this properly, your entire business journey can become a reflection of the life journey you wanted to create for yourself, instead of just a partial reflection. 

Setting Goals

Setting goals is one of the surest ways of achieving any success. Goal setting is a skill which all successful people have honed and learnt to utilize in their daily set of competencies that propel them towards continuous success.

I have not come across a successful person who did not know how to set goals. They have made it a natural, innate and instinctive part of their habits. They know how to break it down from a simple “Want to have” to the details of the actions to take on hour to hour basis. They then drill and focus on what needs to be done towards achieving the smaller steps that advance them towards sub goals (or milestones) and ultimately towards the definitive goal.

Goal setting is not just important, but crucial to fast-track your success in anything you do. No success can  be underpinned without a meticulous, detailed and thorough goal setting process, failure to which you plan to fail!.

Goal setting can be as short as writing them down on your diary at the beginning of the Year, Quarter or Month or as elaborate as a full business plan with time-sheets, expenses, income etc. This will help you remember what you want to achieve, amongst other goals in various spheres of your life. One of my best reading on how to achieve goals in life is “Goals” by Brian Tracy. I highly recommend that you get yourself a copy to learn more about Goals in life, not just in property investment.

Goal Quality

One of my key moments in the Goal Setting process was when I learnt about the quality of Goals that we set. It is easy to have a wish for what you want to achieve, but it is something else to have a burning desire and clear goal. This is a continuum that can be thought of starting from a mere wish to a passionate obsession “to have” or “attain”.

In one of my greatest reads (in fact audio) is by Wyne Dyer and Deepak Chopra that outlines these steps in a title of their book entitled “How to get what you Really, Really, Really, Really Want”. The Continuum is made up of four steps:

  1. Wishing – Some sort of longing, wanting, or just a thought. Most people will wish that they have a car, property, holiday etc. For instance with property, they know that this is a vehicle for wealth creation, but it ends there. This is what is commonly regarded as wishful thinking.

    They wish they had a second property to lease out; a few more that could give them passive income. In fact, the largest part of middle class population will know that property is a great ‘investment’ and that a sizeable property portfolio can guarantee you a great future income as well as a retirement plan.

    However, if not pursued further, it remains wishful thinking and will not materialize no matter what.

  2. Desiring – This is a notch higher than Wishing. The primary difference is that at this level, you are willing to ask. You more or less know what your aspirations are and the craving for achieving success has grown immensely as to ask.

    Asking takes different forms. In most cases, you look for books, courses, seminars and any information that you would use to actualize your dream. If you are reading this article, it is most likely that you are in this stage. A stage where you are not afraid to ask for help from people who have walked the journey before.

  3. Intention –At this level, the commitment is deeper and more profound. You do not only wish or desire, but internally you have devoted yourself to attaining a result.

    Intention is a very internal and self-searching. Two schools of thought come at this stage in how we demonstrate our intention.

    One is where intention is kept to oneself without informing the public or those around you. The argument here is that the minute you broadcast your intentions, then the ego sets in. Then you will need to do everything to protect the ego; your desires and intentions don’t belong to you anymore, but to the public. However, if you keep your intentions to yourself, as Wyne Dyer puts it, you execute them “regardless of the good opinion of other people”.

    The second one is where you let people around you know what your intentions are. In most cases, these would probably be people who are close to you, people willing to support you in your goals and those that have your good intentions at heart. The contention here is that such people will keep reminding you and helping you to keep a good track of your wishes, desires and goals and support you when in need.

    Both ways, intention gives your wishes and desires a meaning, purpose and aim.
     

  4. Passion – At this level of Goal setting, you are not wishing, not yearning but you know beyond reasonable doubt that you can achieve what you set yourself to achieve.

    Passion is the obsession and enthusiasm that makes you wake up early in the morning, and go to bed late at night. It is the zeal, delight and fervour of living something that has a higher meaning that just doing.

    This is the level that success breeds success; a level where failure is not an option and there is a knowingness from deep within that success is inevitable. Passion is what drives you to keep going in the face of failure and discouragement. It helps you pick up the pieces when everyone thinks that you cannot recover. It ignites, stirs and kindles that flame during the deepest troughs of failure and discouragement.

Make no mistake, passion also requires skill and action. You can have this burning desire but with lack of a skill set to achieve these goals, then the process will be lengthy and expensive.

Smart Goals

One of the most efficient ways of setting goals is to use the SMART criteria. This a universal and widely accepted ways of checking the quality of your goals. SMART is an acronym that stands for:

  1. Specific – Goals need to be very specific.
  2. Measurable – Your goals need to be measureable.
  3. Achievable – Goals set should be achievable and attainable.  
  4. Realistic – Your goals need to be realistic and genuine
  5. Time-bound – Without a time-line, then you do not have a goal.

Use this criteria to set your goals and check them against these five parameters.

If they do not meet this criteria, re-check again and make sure that they become more aligned with these five principles. They are easy to remember and can be used quickly and efficiently to analyse the quality of your goals. Remember, most people set goals, but the difference with high achievers is the quality of goals that they set. It is important to keep checking the quality of your goals against the SMART criteria as very often, we fall into the habit of setting poor quality goals.

Building Resilience

Many people, my self included in the past, believe that life is unfair … I would have a plan about something I wanted to work on or achieve and sometimes when my first attempt was not successful, I would just give up. 

My giving up often had to do with what people around me had said, or hearing about how so and so have failed in their attempt to start a business or to follow a certain path either I sports or show business.

When I realized how limiting it was to hang around negative people, I had to choose who I associate with; however, though the change in people around me was moving toward the right direction but somehow I was still ruled by this amazing fear or negative thoughts spiral. With those stories of failure at the back of my mind, understanding and embracing this principle was a matter in which I had very little choice on. It was either I held-on to those limiting beliefs and always spoke about how I nearly achieved something for the rest of my life or apply this principle to cement my process of unleashing the giant inside me.

A simple definition of this principle is: Creating an inability to give up no matter how heavily the “odds” are stacked against you.

I created a simple process of how to build this inability to give up, by using the most common tools to do this … OPE (other-people’s-experience). OPE is simply stories of other people who had in their lives experienced amazing adversity and yet went on to achieve their goals. They thus manifested their purpose, attained their vision though goals they set and just made it happen against all odds.
The reason I used this simple methodology is that, the stories told of those who had failed are the ones which paralyzed me: so then what else could uplift me rather than the stories of those who had made it. I simply replaced the belief “I can’t” with the one “if they can, so can I”. I carefully chose the stories about these people, read them, memorized them and used them as an anchor each time I was confronted with challenges in the journey of life.

“Henry Ford forgot to put a reverse gear in his first car”

Building Resilience Through A Success Source

  • Change your spending habits: instead of buying CD’s buy autobiographies of people you can relate to and who inspire you
  • Search for powerful stories, which illustrate the great human spirit of defying adversity, embrace them as if they were yours
  • Attend seminars and workshops, which deals with issues of success in all formats, be it financial or spiritual
  • Be a student of life
  • Use visualisation techniques to build consciousness, which is always positive and directed
  • Do not be afraid to confront people and ask questions

This article is an extract from Billy’s book “From Barefoot to Snake Skin Shoes

Wealth Creation Tips for Successful Investors

For those investors who have been buying cash flow–positive properties – well done. For those who are facing challenging times and need advice, I am going to share some of my experiences, which I am sure will help.

Becoming a good investor is like learning to sail a boat. Anyone can seem the expert sailor when conditions are ideal, the water is smooth and the wind light. But what happens when the wind picks up, the sea gets rough, and your boat is pummelled by rain and lightening? Without sufficient preparation, training and experience, you will suddenly find yourself in difficulty!

A bank manager I met with recently in Umhlanga Rocks, Durban, mentioned how he’s noticed that people who have never experienced financial difficulty before are starting to take strain. I remember being in this position in 1990. Financial difficulty was completely new to me, and I had no idea where to turn. I felt I had let the banks down. On two occasions I even contemplated suicide as the only way out of the embarrassment and stress.

So what did I do? Sometime in April of that year, I made a decision that I was going to get out of the mess I found myself in, no matter what. I thought of other people who had been in worse positions and had survived. The most important factor here is that I had the right frame of mind. The first thing I did was accept the worst: I was going to lose everything. Next, I started thinking of how I was going to start up again and, without a doubt, become a millionaire once more. I kept my thinking positive. Excited by the challenge of seeing how quickly I could regain my wealth, I even imagined myself trading at a flea market and moving on from there.What I learnt from the experience is that you can successfully handle a financial crisis and become wealthy at the same time. Here are some steps to follow:

Get your mind in gear

1.    Decide that you are going to handle the situation with great success.
2.    Believe in your decision.
3.    Start taking action.

Cut out negativity

1.    Stop reading the newspapers and watching the news.
2.    Stay away from negative people.
3.    Read books that uplift and inspire you.
4.    Listen to motivational CDs.

Look after your health

1.    Take a good multivitamin supplement – it will help your body cope when you are under stress.
2.    Go for a walk, a run or go to the gym, first thing every morning.  It will raise your energy levels and you will feel good.
3.    Stay away from alcohol – it is a depressant.
4.    Include omega-3 fatty acids in  your diet – they boost brain functioning.

Confront your situation

1.    Make a list of all your problems.
2.    Divide the list into two: first, the problems you can do something about, and second, the problems over which you do not have control.

You may find writing out these lists an unpleasant task. However, once you have completed the exercise, you will probably experience a sense of relief: you have confronted your situation and taken back control.

Communicate

1.    If you have a cash flow problem, contact the people or institutions this will affect, and explain your situation.
2.    Keep everyone you owe money updated – in writing – as to what your plans are to repay your debts.
3.    If you need more help, contact the National Credit Regulator.

The good news

Experiencing a financial crisis can be challenging. But challenges are what make life interesting. More impor-tantly, when you look back one day, you will see the unique opportunities that arose from your difficult situation. The good news is that once you have weathered this storm, you will be happier, healthier, wealthier and wiser for it.

JT Foxx – The Man, the Hype and the Truth

JT Foxx has hit the South African business scene with a bang! He has transformed the entrepreneurship spirit, the real estate investment scene and ultimately the deal maker table!

So, who’s this man, how do you tell the hype and distill the bare truth? I have attended a few of his seminars, looked at his business models and worked out a formula that I’d like to share with you.

What’s the bang?

Like him or hate him, JT Foxx has transformed the way many entrepreneur speakers look at events/seminars, lead generation and business deals in the South African landscape.

After coming to South Africa less than 10 months ago (as at March 2014), he has built businesses, brands, a following and most importantly developed model entrepreneurs.

When an entrepreneur has come to a country, started a business and driven it to over R100m turnover in less than 10months, it’s a no brainer that any aspirational business person stands up to listen! Now, that’s a bang!

While 95% of start-ups are busy folding up in 5 years, JT (as he’s popularly known) has beaten the odds and made business start-up look like a walk in the park. That goes without saying that he has generated interest, not only from the SMME directors, but from Medium and Blue Chip companies’ directors that have started to attend his events.

My great interest as a business owner, however, is to distill the truth from the hype!

What is the hype?

JT, has a lot of hype! Loads of Hype! That said, what are the basics of marketing?

Let’s go back to the days of Ralph Waldo Emerson, in the late 19th Century. He’s known to have said “Build a better mousetrap, and the world will beat a path to your door”. This was probably true in the 19th century or earlier, however, there is a great realization in the 21st Century that THE WORLD NEEDS TO KNOW ABOUT YOUR MOUSETRAP!

You cannot get your product out there without HYPE! In marketing, they call it PR, in the digital age it is defined as direct marketing and in 21st century, we call it Social Media! JT has taken all the basics of marketing, loaded them into a turbo-charged publicity engine and made an efficient, effective and brilliant business model that has bank-rolled his multiple businesses to success.

Distilled truth! What’s the Formula?

That said, there are take home messages that entrepreneurs & business leaders need to distill from this melee!

  • JT is a brilliant marketer – worth modelling. His popularised pharase of “CEO marketing” is nothing short of what should be emulated by small and large companies alike. It is a model used by Richard Branson, Donald Trump and other business leaders effectively!
  • Business Model – his business model seminars are nothing short of transformational. If you have not attended these FREE seminar, make a point of doing so soon!
  • Branding – If you are not branded, you are a commodity! I need not say more about this!